Electric Car Finance | Bigpage
Electric Car Finance

Drive electric.
Pay smart.

Get finance for any new or used electric or hybrid vehicle. We work with a panel of lenders to find a deal that suits you — even with bad credit.

✓ No impact on your credit score

Rates from 8.9% APR
60-second decision
No credit score impact
Bad credit considered
New & used EVs
FCA authorised broker

Simple. Fast. Done.

Getting electric car finance with Bigpage is straightforward — here's how it works.

01

Apply online in minutes

Tell us about yourself, your address, and how much you want to borrow. You'll get a decision in 60 seconds.

02

Get approved & review quotes

We run a soft credit check — no effect on your score. If approved, we'll call you to walk through your options.

03

Find your EV & drive away

Happy with your quote? All that's left is finding your perfect electric car and driving it home.

Why go electric?

The switch to electric is easier than you think — and better for your wallet long term.

🌿

Better for the environment

Fully electric cars produce zero tailpipe emissions. Over half the UK's electricity already comes from carbon-neutral sources.

💰

Cheaper to run

Electric cars cost significantly less per mile than petrol or diesel. Tax incentives and low servicing costs add to the savings.

Quick & smooth to drive

Even modest EVs can do 0–62mph under 10 seconds. The ride is whisper-quiet and the instant torque is addictive.

🔧

Reliable with fewer parts

Our analysis of over 1.7 million MOT tests shows EVs and hybrids consistently achieve pass rates of 84% or higher.

Example monthly costs

Based on a 4-year Hire Purchase agreement. Prices vary based on mileage, condition, and your credit profile.

Nissan Leaf
2018 model
Est. monthly payment
£287/mo
Est. car price: £9,500
Apply now
Tesla Model 3
2019 model
Est. monthly payment
£725/mo
Est. car price: £24,000
Apply now

What to check when buying used

An electric car is different from a petrol or diesel. Here's what to look out for before you commit.

  • Battery range — confirm it suits your daily commute
  • Charging cables included and in good condition
  • Home charger installation options and costs
  • Public charging compatibility (Type 2 / rapid)
  • Full service history including software updates
  • Battery lease — is it included or separate?
  • High-voltage relay banks and power-steering pumps
  • Brake and tyre condition (same as any used car)

Frequently asked questions

Can I get EV finance with bad credit?

Yes. A lower credit score may mean slightly higher interest rates or a larger deposit, but many people with poor credit are still approved. We assess each application individually and work with lenders experienced in all credit types.

Do I need to finance the car and battery separately?

Some lenders only finance the vehicle, meaning you'd lease the battery separately. This is worth budgeting for, though a separate battery lease does mean you're typically covered if the battery needs replacing.

Are there government grants for electric cars?

There are no grants currently available for used electric cars. For new EVs costing under £35,000, a government plug-in grant can cover up to 35% of the purchase price, capped at £2,500.

How long do EV batteries last?

Electric car batteries typically last 8 to 10 years. Refurbished replacements cost around £2,500 and new ones around £5,000. Many manufacturers offer battery warranties for extra peace of mind.

Will the battery range drop in winter?

Newer EV batteries are far less susceptible to cold weather than older models, and for typical UK winters, range reduction is unlikely to be a significant issue for most drivers.

Ready to go electric?

Apply in minutes, get a decision in 60 seconds, and no impact on your credit score.

Check my eligibility →